Introducing our Funding Advantage Health Plan for Small Business

Ideal for employers who have two or more employees, who have good health experience and who feel they are paying too much premium for too little benefit

Money back at the end of the plan year for groups that have a healthy year

Coverage includes:

How does it work?

Employer makes monthly contributions to three plan components

Claims Fund

Employer contributions

used to fund expects claim cost

Max funded plan:

Stop Loss Coverage

  • Stop Loss Insurance carrier is Companion Life (A+)
  • Covers both specific and aggregate coverage, with set levels for each
  • Costs vary with plan benefits selected

Administrative and Sales Costs

  • Administrative fee for claims paying and reporting expenses
  • Agent sales compensation